A Trusted Partner For Your Insurance Needs
Transparent and Uncomplicated Insurance Solutions
Who is Jason Suzuki?
I'm a people person who is very solution-oriented. Based on my real-life experiences, my life has been quite a journey as I've gone from majoring in philosophy as a pre-law to being a substitute teacher in the District of Mendota to founding my own employee benefits business. 

Despite the obstacles I've encountered in my personal and professional life, I remain grateful for the opportunities that have propelled me to where I am today.

I've always been passionate about insurance and helping small business owners realize how impactful employee benefits can be to their employee retention rate and overall growth trajectory- this is what drove me to start Suzuki and Associates.

With Suzuki and Associates, I aim to bridge the gap for small business owners and provide them with the knowledge and support they need to make informed decisions about employee benefits.

Unfortunately, the current benefits system can be very hostile for small business owners looking to provide health coverage for their employees. And that's precisely where I come in. I'll help you understand all your options, keep you informed about current trends in the California employee benefits marketplace, and what would work best for your business's budget.

Got questions for me?
Send me a message
Why choose Suzuki & Associates?
Step into our Haven of Protection: Where Your Peace of Mind Takes Center Stage 

Transparency isn't just a buzzword – it's our guiding principle. No hidden clauses or surprise fees; just clear, honest communication every step of the way. Because we know that when you're informed, you're empowered to make decisions that align with your best interests and protect what matters most.
Your needs come first
Your concerns and aspirations are at the forefront of everything we do. Whether you're navigating the complexities of life insurance or seeking coverage for your business, we tailor our solutions to fit your unique circumstances. Because we understand that your peace of mind is paramount, and we're committed to going above and beyond to ensure you feel supported and secure during this process.
Friendly Mentor
Navigating the world of insurance can feel daunting, but you don't have to go through it alone. Think of us as your friendly mentor, guiding you through the maze of policies and premiums with patience, empathy, and a genuine desire to see you succeed. From deciphering industry jargon to offering personalized advice, we're here to make the process smooth, stress-free, and even enjoyable.
Get in touch
Unsure where or how to start?

Term Insurance
Secure your loved ones’ financial future with term insurance plans. Tailored to meet the needs of individuals and families, our options offer flexible coverage periods and affordable premiums. Whether you’re starting a family, buying a home, or planning for the future, our term insurance policies provide peace of mind knowing your loved ones are protected in the event of the unexpected. 

Let’s Talk
Whole Insurance
Invest in lifelong protection and financial security with whole life insurance solutions. Designed to provide coverage for a lifetime, our plans offer guaranteed premiums, cash value accumulation, and death benefits to help you leave a lasting legacy for your family. With options for guaranteed level premiums and potential dividends, our whole life insurance policies offer stability, ensuring your loved ones are protected no matter what life brings.
Let’s Talk
Group Coverage
Protect your most valuable asset – your employees – with comprehensive life insurance solutions for businesses. From group health plans to life insurance, we offer coverage options to meet the unique needs of your organization. Our life insurance plans not only provide financial protection for employees and their families but also contribute to employee retention and satisfaction, helping your business thrive. Invest in the well-being of your team and secure the future of your business with our life insurance solutions.
Let’s Talk
How can we assist you?
Health Insurance
Dental Insurance

Vision Insurance 

Life Insurance 

Disability Insurance
Group Health Plans
Group Life Insurance
Get in touch
Here is what people say about Jason Suzuki & Associates

Still in doubt? Here is what people had to say about Jason Suzuki & Associates

“When I first got hired as a CHP, I was referred to Jason Suzuki because of his complete understanding of our benefits. He explained everything from life insurance, disability, and even retirement, which made me very confident about my coverage. I highly recommend Jason Suzuki for his expertise and broad knowledge in insurance and retirement.”

Eduardo Rodriguez

California Highway Patrol.

“I have known Jason for over 20 years, and there is nobody I trust more with my  insurance policies. Very knowledgeable and professional”

Jeremy Fonseca

California Highway Patrol Officer of the Year 2023.

“Jason Suzuki got me dialed in with my disability insurance. When you’re fighting at the highest level with the “Ultimate Fighting Championship”, injuries occur often. Jason Suzuki explained to me the right amount of coverage that was just right for my situation. Jason Suzuki is my go-to guy.”

Lavar “Big” Johnson

UFC Heavyweight Athlete.

“I have known Jason for many years now and have become a dear friend. The trust I have in Jason is the reason why I decided to do business with him. He’s just solid.”

Khetphet Phagnasay

Actor, Director & Producer
Got any questions?

What is the difference between term insurance and whole life insurance?

They differ in duration of coverage, premiums, cash value and investment component, but the main thing you oughta know is that term insurance offers temporary coverage for a specified period at lower initial costs, while whole life insurance provides lifelong coverage with level premiums and includes a savings or investment component that accumulates cash value over time.

What is the difference between group insurance and individual insurance?

Group insurance is extended to a group of individuals by an employer or organization, featuring simplified underwriting and standardized coverage options. Individual insurance is obtained directly by individuals, offering more comprehensive underwriting and flexibility to tailor coverage to specific preferences. The decision between group and individual insurance depends on factors such as employment standing, coverage needs, budget, and the inclination towards personalized policy features.

What factors should I consider when choosing the right life insurance policy for me?

When selecting a life insurance policy, it’s essential to consider factors such as your financial obligations, long-term goals, and budget. Assessing your family's needs, including income replacement, debt repayment, and future expenses, can help determine the appropriate coverage amount. Additionally, consider the length of coverage needed, whether term or whole life insurance suits your needs best, and any riders or optional features that may enhance your policy.

How much life insurance coverage do I need?

The amount of life insurance coverage you require depends on various factors, including your income, family size, outstanding debts, and future financial goals. A common rule of thumb is to aim for coverage equal to 5-10 times your annual income. However, it's essential to conduct a comprehensive needs analysis with the help of a qualified insurance professional to determine the appropriate coverage amount tailored to your specific circumstances.

Can I convert my term life insurance policy to whole life insurance?

The amount of life insurance coverage you require depends on various factors, including your income, family size, outstanding debts, and future financial goals. A common rule of thumb is to aim for coverage equal to 5-10 times your annual income. However, it's essential to conduct a comprehensive needs analysis with the help of a qualified insurance professional to determine the appropriate coverage amount tailored to your specific circumstances.

What are the tax implications of life insurance proceeds?

In most cases, life insurance proceeds paid to beneficiaries are not subject to federal income tax. However, there are exceptions, such as when the policyholder transfers ownership of the policy to another party or if the policy is considered part of the insured's estate. Additionally, interest earned on the cash value of a life insurance policy may be subject to taxation. It's advisable to consult with a tax advisor for personalized guidance on the tax implications of life insurance proceeds.

How do I apply for life insurance coverage, and what is the underwriting process?

Applying for life insurance coverage typically involves completing an application and providing information about your health, lifestyle, and finances. The underwriting process involves the insurance company assessing your risk level based on factors such as age, health status, and medical history to determine your eligibility for coverage and premium rates. Once approved, you'll receive a policy contract outlining the terms and conditions of your coverage.

Still got questions?
Can't find the answer you're looking for? Feel free to reach out to our team for assistance!